FAQ for Idaho barbers and stylists
Idaho FAQ: do I need insurance beyond my license?
If a host asks for a certificate, yes. Idaho Barber and Cosmetology Services Licensing Board does not mail those certificates for you.
Limits on the online doors?
$1M / $2M show on eligible paths prior to binder.
Solo entry price?
Often near $193 a year when eligible.
Small-shop path?
Option 2 includes $5,000 business property on qualifying risks. CoverSmart shows the exact price when you quote online.
Nails exception?
Custom quote only for nails in Boise and elsewhere in Idaho.
Human vs AI?
Amanda Hill is human and licensed. Edward is AI navigation.
Premium promises in chat?
None. Underwriting sets premiums.
Lease exhibit confusion?
Send the exhibit page with your form so Stockton-Hill Insurance can read the exact words.
Independent contractor labels?
Ask before assuming a label keeps you on the solo door.
Official board site?
https://dopl.idaho.gov/bac/.
Phone number?
(208) 901-8593.
Leaving a suite?
Rewrite certificates so the old Boise host is removed.